Conventional Mortgage
These are industry standard loans, less than $417,000, that most lenders offer in a standard form. These loans are easily sold in secondary mortgage markets allowing easy processing - but more rigorous qualifying criteria.

Jumbo and Super Loan
For loan amounts that exceed the conventional conforming limit of $417,000, a Jumbo loan may be the solution. We can help you determine if it's right for you. We take great care with loans of any amount, but our experience really help you choose the right mortgage option in these high investment situations.

FHA Loan - Typically the best loan in todays financial climate!
This popular government-backed program was originally designed to help first time home buyers and people with moderate incomes purchase a home. This program is now typically the best loan program offered in todays financial market place.  The program contains a number of options such as very low down payment plans and more flexible credit score requirements that enable more people to qualify as compared to conventional loan programs. This program is also the only loan program that offers you an assumable loan.  That is a huge advantage if you plan to sell your home in the future.  If you have a loan today that is at a 5.5% rate.  In 5 years let's say the rates with inflation are now 8%.  If you can offer an assumable loan on your home to an eligible homebuyer at the 5.5% rate on your home you may have a huge advantage over other homes for sale in your market area!  An FHA loan program may be right for you. We would be happy to tell you more about it because the entire Team at the Indianapolis Branch of The Shanley Team are all FHA Experts!  Why can we say that?  We do not even give them an interview unless they can prove to us that they truly are an FHA Expert!

Veterans Administration (VA) Loans
VA loan programs are designed to help veterans and active duty military personnel purchase and retain homes in recognition of their service to the Nation. A variety of loans are offered through VA programs up to a maximum loan amount of $417,000. Our loan officers are experienced in helping veterans determine their eligibility for VA loan programs and guiding the loan approval process.

USDA Loans
These loans are designed for the more Urban and Rural areas of the state with some exceptions.  Towns that typically have populations of under 20,000 in their incorporated areas qualify for this very attractive program.  It offers up to 100% loans and no monthly mortgage insurance for lower monthly payments!  It is only available for new home purchases.  It is a specialized product and you should speak directly to one of our Team members to determine if this loan is right for you.